Time is scarce. We all get 24 hours to do whatever it is we decide to do and isn't it fantastic to see the wide variety of ways people decide to spend their time! One component of how you spend your time is for your financial well being. Obviously, there's the big stuff like [...]
Can you believe? There could actually be benefits from tracking your expenses! Crazy, right? Who would think there could be any value or gain from writing down every penny of your spending over the course of month let alone a year or longer. Many people see and feel it as pain, agony, and torture. [...]
It's time to re-write the scripts and get an updated view on what's the "ideal" income for peak happiness! It's about time, right? Obviously, cocktail parties will never be the same if we are throwing around old numbers. Over the last decade that happiness income number has always been quoted at around $70,000 to [...]
Is it dangerous to play with FIRE and ICE for retirement? If so, what's your retirement path? I read a thought provoking article the other day titled "Retire Early? Work Forever? Both Are Wildly Unrealistic" by Sarah Green Carmichael. The article touches on the recent concept of FIRE (financial independence, retire early) and the [...]
Money is definitely a theme in the music world just as it is in the world of relationships. That's probably because money is a big driver of emotions and decisions in relationships. It's rich territory for writing songs that people can connect with from their own experiences and lives. In fact, bands have produced [...]
It's spring! The days are getting longer, the sun is getting stronger, and the temperatures are rising. That means it will soon be time to put in my vegetable garden. I'm sure you are asking what the heck is the connection between gardening and your financial life. Let's take a look at how the [...]
How to you prioritize your spending? Do you spend your money on what you want to like moments and experiences, fulfillment, enjoyment, and social connection? OR what you have to like the big mortgage, keeping up the fancy house, the shiny car, and keeping up with the Jones? That's an important question to understand and [...]
Is there a way to make budgeting simple? Let's face it the idea of budgeting sends shivers up the spine of most people. Some people would prefer to have their fingernails torn off versus the joyless process of setting up a household budget. Ditto actually tracking everything over time. And yet again ditto to having [...]
I divorced long ago and wondered at the time "will my living costs go way down after divorce?" As too many people are aware, divorce is hard at many levels beyond the economics of divorce. For example, ending a marriage relationship, the stress of the divorce process itself, impacts on kids, social stigma, who gets [...]
Whoever said math isn't fun! The Rule of 72 is one of the better handy "hack" calculations that you can actually remember and put to good use for your financial well being. My kids will roll their eyes remembering me talking too many times to them about the power of the Rule of 72 and [...]